Transaction Fees

Last Updated: August 2, 2025

Transaction Fees by Plan

PlanPriceGlobal Transaction FeeStablecoin FeeUSDC ⇄ USD 1:1 TransfersCredit Card Fee
BasicFree2.5%1%1%Not Available
Plus$435/year1.75%0.5%0.5%4%
Pro$695/year1%0.5%Free up to $100K/mo4%

Stablecoins include USDC and USDT across all supported blockchains and networks. Non-stablecoins refer to cryptocurrencies like Bitcoin, Ethereum, Solana, and others. The standard global transaction fee applies to all non-stablecoin transactions. Stablecoin transactions are charged a separate, typically lower fee based on your plan.

The Pro Plan includes free 1:1 USDC ⇄ USD transfers up to $100,000 per month. A 1% currency conversion fee applies to all USD ⇄ EURO transactions.

Reduced fees may be available with increased transaction volumes. Please contact us for details.

Payment Methods

MethodProcessing Time
Crypto TransferInstant
Wire Transfer1-3 Business Days
International Wire (On Request)2-5 Business Days
ACH Credit1-3 Business Days
ACH Debit (On Request)3-5 Business Days
SEPA Credit (EUR, On Request)1-3 Business Days

Wire Transfers: Both domestic and international wires must be sent in USD. For international wires (SWIFT), additional verification and details may be required. Please contact us before sending an international wire.


ACH & SEPA Payments: ACH Credit is available for deposits; ACH Debit and SEPA Credit are available upon request. Processing times reflect typical bank clearance but may vary.


Crypto Transfers: Crypto deposits are generally instant after on-chain confirmation, but times can vary depending on blockchain congestion.


Note: All processing times are estimates. Actual times may vary depending on banking hours, network conditions, additional compliance checks, and holidays.

Fiat Transfer Fees

Fiat Deposit Fees

MethodFee
USD Wire TransferFree
ACH TransferFree

Your bank may charge a fee to send or receive wire or international transfers. To request ACH Push, SWIFT, or SEPA transfers, contact us here.

Fiat Withdrawal Fees

MethodFee
Wire Transfer$25
ACH TransferFree

Your bank may charge a fee to receive wire transfers.

Crypto Transfer Fees

Crypto Deposit Fees

There are no fees to deposit crypto.

Crypto Withdrawal Fees

  • Dynamic Gas/Network Fees: Most crypto withdrawals (including Bitcoin, Ethereum, Solana, and most ERC-20 tokens) require a network fee, which is dynamically calculated based on blockchain activity. These fees are paid directly to the network, not to Adesic, and are always displayed to you prior to confirming your withdrawal.
  • Flat Withdrawal Fees: For selected blockchains or tokens, a fixed flat withdrawal fee may apply instead of (or in addition to) dynamic network fees. This applies, for example, to certain tokens and stablecoins on supported networks. Any flat fee will be shown at the time of your transaction.
  • All users, including Pro Plan users, are responsible for network/gas fees on all crypto withdrawals. Adesic does not profit from these fees.
  • For ERC-20 token withdrawals, you pay gas fees denominated in the crypto being withdrawn. Adesic covers the conversion of ERC-20 tokens to ETH as required.

Tip: Gas and blockchain network fees may change rapidly based on network congestion. Always review the displayed fee before submitting a withdrawal.
Learn more about gas fees

Notice of Changes

A change to our Transfer Fee Schedule that involves fiat transfer fees or crypto deposit fees will be posted for at least three calendar days before such change takes effect and no change will be in effect for less than 30 calendar days.


However, due to natural and frequent fluctuations in network and gas fees, any change to our Transfer Fee Schedule involving dynamic crypto withdrawal fees will not be posted for at least three calendar days before it takes effect and the change will not be in effect for at least 30 calendar days. You agree and understand that dynamic crypto withdrawal fees will instead be determined by the then-current network, gas, or similar fee corresponding to your selected crypto and will be displayed to you prior to the initiation of your withdrawal. As such, dynamic crypto withdrawal fees change often and are effective immediately. Please review the fee before initiating your crypto withdrawal.


Any transfer initiated after the effective date indicated in such notice will be subject to the new Transfer Fee Schedule and you will be deemed to have agreed to the new Transfer Fee Scheduled by continuing to use our services.